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Live Your Dreams

The Power of a Seed: At Peace With Money

I originally posted this as “The Power of a Seed” last year as I was heading off to Sturgis. If you follow me on Instagram, you’ll know I’m on the road again, so I wanted to put this post out again. This post is meant to encourage you to follow your dreams, no matter how crazy or effort-intensive they seem. This is my second year riding my own bike, and it’s been great. If I can do it, you can do it. Read on: 

I am about to take off on a bucket list trip: I will be riding a motorcycle 1,400 miles to Sturgis, South Dakota.

Three years ago, my husband and I went to the Sturgis motorcycle rally for the first time. I rode on the back of a Harley we rented for the trip. My husband has been riding motorcycles all his life, but this was a big trip for him to take on at that time.  While we were in Sturgis that first year, I saw a lot of women riding bikes and found myself wanting to do the same. These women planted the first seed of inspiration in my mind. My husband has actually tried to teach me to ride before, but it usually ended in disappointment and a few choice words.

After going a second year to Sturgis as a passenger, I again saw lots of women on bikes. I noticed that these women weren’t particularly large or strong, or even necessarily young. They were a lot like me. That’s when I decided thatif these women could ride Harleys and other large bikes, I could too. Upon returning from that trip, I completed my local motorcycle safety program and got my license. We bought a Honda Rebel 250 and I set a goal to ride my first 500 miles. Then I set my sights on a bigger bike, more mileage, and a longer trip. Three years ago in Sturgis, my friends took a picture of me sitting on a red Indian motorcycle, just as a joke. This week I’m going to be riding my new red Indian motorcycle on this trip.

The Power of a Seed: At Peace With Money

I’m not recounting this story simply to tell you that I’m a “badass biker chick”. I’m also a 53 year-old mom that makes a living as bookkeeper and finance coach. But I am a badass because a seed was planted, which I started to believe in and nourish. I set some goals and accomplished them one at a time. Now, I’ve achieved my dream.

If you are struggling to make a change or believe in your goals, I hope my story can inspire you this week. Whether your goals are business related or purely personal, I want you to remember to take one step at a time, and know that you can get there eventually.

☮

Angela

Image Sources:  Guilherme VelosoJanFillem

There is No Wrong Choice

When you run your own business, you make a lot of decisions, mostly on your own. That grants you enormous freedom, but also leaves you with immense responsibility. This responsibility often hangs over our heads: what if we don’t make the right choice? We stall the flow of our businesses by avoiding tough decisions.

I, for one, have definitely struggled with this. When I was running my jewelry business as a full time project, I often put off making decisions. My avoidance of them was fear-based and emotional. I felt like I had to nail every choice and do everything by myself. Not having anyone else to bounce my ideas off of left me frozen and fearful. You can read more about my experience running my jewelry business here

Since then, one of my major breakthroughs was realizing that there is no wrong decision. No matter what I decide to do in my business, I am always able to learn from that choice. If something I do turns out to be a mistake, I find a way to recover and learn not to repeat the misstep. However, I find that the vast majority of choices I make in my business are not typically so high-stakes. Often, I’m making choices about how to utilize social media, what to include in a proposal to a client, etc. I can agonize over the details, but at the end of the day, every choice I make is just another step in a larger experiment: my business! And the purpose of my business is to support me and my life goals – the choices I make within it don’t need to be stressful or fear-fraught.

What are some strategies that could help you breeze through decision making with your business? Perhaps you can get comfortable trying out systems and ideas on a trial basis. Maybe it would be helpful for you to find an accountability buddy to talk to and discuss ideas with. Perhaps hiring on an employee or contractor and delegating some of your workload can take some of the pressure off. It could be helpful to journal and investigate the fear or emotions that are blocking you from making a decision. Simply approaching your business with the mindset that you can learn from all your choices can also help alleviate this.

Making decisions in your business confidently and with an air of curiosity and experimentation can make your business more fun for you. And really, isn’t that what we want?

I hope this post inspired you to go forth confidently and make any moves you’ve been stalling. Go get ’em, tiger! If you find you could benefit from an accountability partner and you’d like guidance around your financial systems, I absolutely love to support solopreneurs around these things. Head on over to my Services page, and schedule a call with me.

Angela

Image Source: Amy Shamblen

 

What’s Your Money Mindset?

If you got my newsletter this month, then you know that I’m deep-diving into Barbara Stanny’s Secrets of Six Figure Women: Surprising Strategies to up Your Earnings and Change Your Life. By doing this, I hope to lead us through a month of investigating our own earnings and making sure we’re earning what we deserve! This week’s post is about mindset, the first ingredient in that process.

Check In

Barbara interviews six-figure earners and contrasts them with women she dubs underearners.  One of the contrasts that is ever present between the two is a difference in mindset.  In her workshops with underearners, she uses a great exercise that I would encourage you to explore for yourself.  She asks them to complete this sentence:  People with money are _______________.  If this as well as the title of this book bring up negative emotions, you will need to change this story before you are able to change your relationship with your earning potential. 

I mentioned in my newsletter that I don’t believe that we all need to strive for a six figure income, or even that money is a measure of our success.  But as business owners, if we are not able to support ourselves through our work, we will find it impossible to continue sharing the gifts that we have to offer.  I believe that we need to shift to an abundance mindset. What do you think of when you think of the word abundance?  I feel that this word includes many things: being grateful for what we have now, for what the future holds for us, for the gifts and talents we are able to share, the connections that we have to other people and the money that our society uses as a measure of exchange.  Unless we include money in our desire for abundance, we will not be able to increase or even feel deserving of our earnings.

My Mindset

I have been exploring my own money mindset recently. While I thought I had a positive relationship with money, I still found that I had some blocks as well.  Because our society seems to measure a person’s value by their salary, it is easy to base your self-worth on your income.  In our household, my husband earns the money that we base our lifestyle on. When I truly began exploring my mindset, I found that I was seeing my earnings as “insignificant” in comparison to his.  When I began to separate the value that I deliver to my clients from my worthiness as an individual, my outlook on my potential impact also changed. 

The Deciding Factor

The path to making this mindset shift towards abundance includes gratitude, affirmations about your worth, and a decision to make a change.  Many of the six-figure women interviewed by Barbara started out with negative feelings around money, but they recognized that fact, made a decision to change and then put their new attitudes into practice.  The fact that you are reading this blog about money already shows your willingness to change. That is a great start!  

I hope you found these words about mindset helpful. Next time we will be talking about actions you can take to improve your earnings potential. If you want to talk more about mindset, I’m your gal. Check out my Services page and book a call!

Angela

Image Source:  Nathan Atkinson

Staying Motivated as a Solopreneur

Staying Motivated as A Solopreneur: At Peace With Money

Of  all the barriers to being a successful solopreneur, one of the most challenging might just be this: yourself. Not you specifically, but your ability to find the time and motivation to take your solopreneur business seriously and do what needs to be done. Lots of people find that when it comes to managing themselves, they are not the best bosses. Without somebody looking over your shoulder to make sure you’re doing what you should be, it can be challenging to actually get things done! Here are a couple ideas and resources that can help you take the leap – and take your creative work seriously.

My Story

Working alone has been challenging for me throughout my solopreneurial journey. While running my jewelry business, I often dealt with feelings of pointlessness and like I was working without direction. However, I knew that I really benefited from accountability partners, so when I took on another employee to help me with jewelry making, the company and the fact that I needed to have work for her to do both kept me on track.

In general, I have always worked best with either deadlines or an accountability partner. My most successful exercise programs have involved meeting others for hiking or for a class. One year Etsy offered a boot camp program where we got paired up with a couple of other people and we met weekly via FaceTime from October through December to prepare for the Christmas holiday. We discussed strategies and set goals and then reported back during the following week. 

Another strategy I’ve been working on recently is time blocking, which reduces decision making. Just like with your money, when you make a plan ahead of time and reduce the need to decide in the moment, you usually make better decisions. So on Sunday evening or first thing Monday I plan out my general schedule for the week. Then I schedule the tasks I need to get done each day, and I schedule break time so I don’t burn out. I’m still working on this, but I find when I do it I end up having a day that I feel good about.

Experiment

I’ve found the things that work best for me and figured out how to structure them into my work and my business. Doing this for yourself can ultimately really aid your motivation! Try brainstorming practices that have either helped you get things done in the past, or that you’d like to try. Maybe bullet journaling used to work well for you, or maybe you’d like to find an accountability partner who also runs a small business. Perhaps you’re actually exhausted from all the other things you’re doing, and you’d get more done if you scheduled in some breaks! Play around with your ideas and find out what works. Once you’ve found your sweet spots, use them and get stuff done!

Resources

Staying Motivated as A Solopreneur: At Peace With MoneyIn my monthly newsletter (subscribe here!), I recommended some of Thomas Frank’s resources on motivation. I also want to recommend a couple resources centered around motivation and productivity. Earlier this month, I happened to listen to a great episode of the Copyblogger podcast, which featured author and cartoonist Jessica Abel talking specifically about productivity for people who make creative work. I highly recommend the episode and definitely want to check out her book, Growing Gills. She also has lots of free exercises on her website. Muchelle B’s videos on goal setting and weekly scheduling are also very helpful. She talks more in depth about using an accountability partner and time blocking.

I hope these ideas are helpful for you, and that you find the motivation you need. Speaking of an accountability partner, my coaching is designed to provide exactly that. If you’re intrigued, check out my Services page and schedule a call!

Angela

The Power of a Seed

The Power of a Seed: At Peace With MoneyI am about to take off on a bucket list trip: I will be riding a motorcycle 1,400 miles to Sturgis, South Dakota.

Three years ago, my husband and I went to the Sturgis motorcycle rally for the first time. I rode on the back of a Harley we rented for the trip. My husband has been riding motorcycles all his life, but this was a big trip for him to take on at that time.  While we were in Sturgis that first year, I saw a lot of women riding bikes and found myself wanting to do the same. These women planted the first seed of inspiration in my mind. My husband has actually tried to teach me to ride before, but it usually ended in disappointment and a few choice words.

After going a second year to Sturgis as a passenger, I again saw lots of women on bikes. I noticed that these women weren’t particularly large or strong, or even necessarily young. They were a lot like me. That’s when I decided thatif these women could ride Harleys and other large bikes, I could too. Upon returning from that trip, I completed my local motorcycle safety program and got my license. We bought a Honda Rebel 250 and I set a goal to ride my first 500 miles. Then I set my sights on a bigger bike, more mileage, and a longer trip. Three years ago in Sturgis, my friends took a picture of me sitting on a red Indian motorcycle, just as a joke. This week I’m going to be riding my new red Indian motorcycle on this trip.

The Power of a Seed: At Peace With Money

I’m not recounting this story simply to tell you that I’m a “badass biker chick”. I’m also a 52 year-old mom that makes a living as bookkeeper and finance coach. But I am a badass because a seed was planted, which I started to believe in and nourish. I set some goals and accomplished them one at a time. Now, I’ve achieved my dream. 

If you are struggling to make a change or believe in your goals, I hope my story can inspire you this week. Whetheryour goals are business related or purely personal, I want you to remember to take one step at a time, and know that you can get there eventually.

Angela

Image Sources:  Guilherme VelosoJanFillem

By |2018-09-17T04:55:00+00:00July 30th, 2018|Categories: Money Mindset|Tags: , , , , , |0 Comments

What’s Your Money Why?

Your money “why” is like your business’s compass, because it’s hard to get where you’re going if you don’t know exactly where you’re going or why you’re going there! Everyone talks about finding your “why” – your motivation or purpose – in business. Doing so is absolutely important, but today I want to talk about your money “why” because I think that is equally important to the direction of your business. Knowing exactly what your goals are for the money your business generates will  guide you in your financial decision making process and ultimately to the realization of said goals.  

My Money Why

When I started my first business, I wanted to make some “extra money.” The problem was, I really wasn’t clear on what that money was for. Without direction that extra money seemed to  simply come and go.  When I started my bookkeeping business, I had a specific goal for the money I was making: I was paying college tuition for our oldest daughter. She has since graduated and I am now in the process of putting our second daughter through college (three years to go!). After my goal for my money is to supplement our retirement, so that my husband can leave his demanding career. Because I know specifically what these things cost, I have an exact number to set as my revenue goal.

Know Your Money Why: At Peace With Money

Whether you have started your business to fully support yourself or your household, or you’re doing a side hustle to pay for “extras,” if you know your money goals and can get some exact numbers you need to meet in order to reach these goals, you will be so much more clear on how to get there. This added clarity will simplify your decisions, and make your objective more clear. You will also be more likely to make better decisions to maintain your business’s profitability. They always say, “keep your eye on the prize.” Doing so is a lot easier when you know what the prize is!

So, ask yourself a few questions: Why did you go into business? What are some life goals you have that cost money? What are some specific financial goals you need or want to meet with your income? Come up with specific numbers and stay focused on those – now you know your money why! If you need some assistance getting to the bottom of your money why, perhaps you’d like to check out my Business Beginnings or Turning Points packages. 

Angela

Image Sources: James ChouCasey Horner

Why Every Solopreneur Needs a Mentor

Why Every Solopreneur Needs a MentorAs a solopreneur, you have a huge amount of control over your business. You get to make all the decisions, whether they’re creative decisions, financial decisions, or simply what kind of stamps to get at the post office. But what do you do when you need to bounce ideas off someone? Who do you turn to when you could benefit from another’s wisdom? The solopreneur’s work life can easily become isolated. That’s why it’s important to reach out to others and find a mentor! Someone who can help you solve problems, make decisions, and refine your ideas can be immensely helpful to your business, especially if that person is experienced and knowledgeable.

My Mentorship Experiences

In the early years of my career, when I was living the corporate life, it was easy to have a mentor because there were so many people around and available. My coworkers and supervisors were available for me to “talk shop” with whenever I pleased. Their influence and advice proved invaluable for me in that stage of my career.

When I started my jewelry business, I found I no longer had access to that same store of wisdom and encouragement. As a result, I often made the mistake of often trying to figure everything out on my own. Because I knew I still had a lot to learn as a business owner, I turned to online courses. I took a course from both Tara Gentile about building my own website, and  a course Megan Auman, who really helped me learn more about running my own creative business. (I would highly recommend both for solopreneurs looking for a good course!) I also participated in Etsy’s Bootcamp program. As far as I can tell, they no longer host that program for sellers, but it was a step-by-step program that connected Etsy sellers and helped them prep for the holiday season. Through this experience, I found another Etsy seller who became my accountability partner and helped me work through the trials of running my own business. 

These mentorship relationships were an integral part of both my corporate career and my solopreneur life. They provided me with fresh ideas, advice, and sometimes simply the support I needed to get things done!

What’s a Mentor For?

If I learned anything the hard way from my early days as a solopreneur, it’s this: don’t try to do everything yourself. There is so much I wish I had known (particularly financial stuff!) when I started my own business, and so many ways I could have benefited from the problem-solving power of two brains rather than one. I encourage you to reach out to potential mentors, particularly if  you have specific questions or don’t have expertise in some area.

Where Can I Get One?

Where you look for your mentor depends on what kind of help you need. If you’re looking for general industry advice and people to bounce ideas off of, you could turn to your business-savvy friends or perhaps befriend some people working in the same industry. When I owned my jewelry business, networking with other creative business owners was always helpful for me.

Why Every Solopreneur Needs a MentorIf you’re looking for expertise or need answers to big questions, taking an online course or seeking out a coach or specialist might be your best bet. I know I definitely would have benefited from speaking with a Profit First Professional when I first started out! If you’re looking for help in the financial department, you know where to find me. You can read more about my services and schedule a curiosity call if you’re interested!

Happy mentor-hunting! May you find the advice and energy you need.

Angela

Image Sources: My Life Through a Lens, Brooke Lark

My Profit First Story

My Profit First Story - Angela Keller, At Peace With Money

How did I get started with Profit First? Well, prior to starting my bookkeeping business, I was a mompreneuer jewelry designer for 11 years. I had a lot of good customers, and supplied a number of retail stores with jewelry including several museums across the country. I frequently had people work for me to help put together jewelry for my orders and for individual shows. By all counts, I was successful.

There was just one problem – I never seemed to make any money. Instead, I was always spending money on more supplies, or chasing the next big order or next big venue that was going to help me make some “real money.” In reality, I’m pretty sure my employees made more than I did! When my husband and I started talking about how to pay for college for our oldest daughter, I knew I was going to have to do something else in order to bring the cash we needed.

Enter Profit First

In the process of establishing my business as a bookkeeper, I came across the book Profit First. This book was a game-changer for me; it taught me how to manage my cash in order to actually get paid as a business owner. The concepts of this book strongly resonated with the struggles I faced while running my small jewelry business.

My Profit First Story and Why I Help Solopreneurs: At Peace With Money

I know many solopreneurs and small business owners could benefit from these systems, and as a bookkeeper, I am in a great position to help make that happen. I use the Profit First system in my own business and have implemented it with some of my clients. In my own life, it’s given me the peace of mind to know I’m able to pay the college bills for our second daughter, have money available for estimated tax payments, and my SEP IRA. With my clients, particularly those with varying income, I have used the Profit First system to help them overcome challenges like repaying lines of credit, accumulating a buffer in their tax account, and creating a plan to smooth out the ups and downs of the owner’s income. 

Whether you decide to implement this system on your own, or find you need the help of an accountability partner, you need to read Profit First and start using the system. The sooner you do, the sooner you can become permanently profitable! You can download the first five chapters at the bottom of my home page, and read more about the Profit First services I offer. I know the system can help you find the profit in your business.


Angela