Humans are creatures of habit. It’s well-known that one of the best ways to incorporate something into your life is to make a habit out of it. So, if you want to engage in some financial TLC for your business or personal finances, make a habit out of it! Last week, we talked about why your finances are the key to self care in your life. This week, let’s talk about how you can bring that financial self care into the center of your life.
We often hear about how important it is to develop an exercise routine or a bedtime or morning routine. But what about a financial self care routine? Adding in some financial self care every week is key to remembering to revisit your numbers and your spending plan.
In my e-Book 9 Secrets to Financial Self Care, I recommend setting up a weekly period of time for yourself. Ideally, this is a short amount of time so that it doesn’t feel like “too much” and become difficult to continue. I typically recommend starting out by dedicating thirty minutes to an hour every week for financial self care. This time can be used for things like checking in with your spending, setting or checking in on a financial goal for the month, learning about finances, or doing any finance-related admin work.
Make it Fun
I recommend making this time as pleasant for yourself as possible. I love the ideas Bari Tessler presents in the Art of Money Y about making your regular money check-in more pleasant. Dealing with money can bring up a lot off difficult feelings that get in the way of doing this regular check-in. To counter this, doing our best to make this time fun and rewarding is very important.
Try an environmental upgrade, like playing some nice music or lighting a scented candle. You can also try temptation-bundling, which involves doing a pleasurable activity during or directly after doing an activity you need to do (like your weekly financial self care sesh!).
Lastly, try ending the session on a high-note. Stopping for the week while you’re feeling good and enjoying yourself makes it much easier to feel interested in repeating the habit next week.
If you’d like some more ideas about how to make your financial self care habit stick, check out this playlist full of tips on YouTube by MuchelleB.
If you’ve been reading this blog for a while, you’ll know that I am a big proponent of having a money buddy, or better yet, a money team! Having trusted people in your life that you can talk to about money is a huge asset to your own financial self care. Another way to enhance your financial self care routine could be inviting a money buddy to do it along with you. Do you have a friend who’s also a small business owner? Try having a numbers study sesh together! Team up once a month to check in with your numbers and talk about financial goals. You can also try setting up a regular time to check in with your partner about money. Working with another person can make this time fun and sociable.
If you enjoyed these ideas about incorporating financial self care into your life, I encourage you to check out my free e-Book, 9 Secrets to Financial Self Care. You can download it for free at this link.
Photo by Suryaansh Maithani